So, maybe you had a bond paying 12% interest when inflation was high but now rates for a similarly rated bond are 6% so they exercise the call option and pay off the bond holders who now have to go out and reinvest that money at prevailing rates (e.g. 6%).  

The guy in the trenches, or the newly minted stock holder with higher cash money?

Start with an O&E report from www.ProTitleUSA.com; an Occupancy & Encumbrance report, is a mini title report showing all current lien holders.

I don't know this attorney and don't endorse him, just found this article on the subject: https://www.chugh.com/news/h-1b-visas-and-entrepreneurship-can-h-1b-and-h-4-visa-holders-start-a-business?

By being the contract holder What was the outcome?

Of course, finding seller-financed notes is a PROCESS, and I disagree with the above comment on [postcards not being effective]-- actually, I've found, in over 22 years of direct-mailing note holders (and also potential referral sources) that the postcard is the most efficient and cost-effective way to get your message DELIVERED.

Any time a contractor goes in a property, you can have their insurance agent send you a certificate of insurance w/ you as Certificate Holder. 

As a side note, make sure all subs, regardless of whether you opt to self manage or utilize a GC list you as additional insured as well (not to be mistaken as a certificate holder).

He owned the home free and clear and I am now the deed holder with how we structured it.  

I know HUD only contributes $1,500 towards a junior lien settlement, but if the junior lien holder does not want to settle would HUD allow the buyer  to pay off the junior lien out of their own pocket?