Many investors lost their buildings a few years ago when oil spiked and they couldn't afford it.  

Once the published data catches-up it will be interesting to see if we are experiencing an uncharacteristic spike arising from the temporary relaxation of lending practices a decade ago.

Hotels spike their prices when conventions come to town.I don't know if that residential apartment complex is operating like a commercial business.

Basel III Capital Treatment of MSRs Basel II Basel III If MSRs ≤ 10% of CET1 If MSRs > 10% of CET1 MSR Treatment for Tier 1 Calculation 100% Risk Weight 250% Risk Weight No Risk Weight; Dollar- for-Dollar Charge Example MSR Balance $100 $100 $100 Risk-Weighted MSR Balance $100 = $100 x 100% $250 = $100 x 250% N/A; Dollar-for-Dollar Charge Capital Required for “Well-Capitalized” Classification at 8% Tier 1/RWA $8 = $100 x 8% $20 = $250 x 8% $100 (Dollar-for-Dollar) Percentage Increase Over Existing Capital Need - 250% 1250% The large spike in delinquent and defaulted loans following the housing downturn and financial crisis has also contributed heavily to the transfer of MSRs to non-bank servicers.2 Indeed, a large share of the MSRs transferred from banks to non-bank servicers consists of portfolios of troubled loans.

If so, would your properties still provide enough cash flow if rates spiked up by 2%? 

hi Nathan P. nice to see fellow BC folks.BC is a great place for real estate which is seeing another spike now and making money.

He watched the mls pretty closely and when he saw certain similar properties, for instance condos in a certain area, spiking in price, he would buy at about 90% of market price and do a super quick flip.

Electric can also spike in the summer with A/C.

This was a major issue a few years back for SouthWest Austin and residents saw bills spike 300%+ in winter months.  

I like what Oregon did as it stopped rent spikes which is what most people want.