It’s a bit confusion as you talk mostly about the humidity level but not about standing water.  

Don't trust the insurance company adjusters, they work for the insurance company only.

Of course it has to level off at some point - but the data shows the net migration increases out paces the housing units in both for rent and for sale.

I hear you, and trust me, your story matters.

So be sure to keep a "read" of there comfort or discomfort level. 

Since tenants are not all the same schedule, there are no bottlenecks for kitchen or bathrooms use.Lower level: Large unit for the onsite-manager with private kitchen and bath (has windows in every room but is partly below grade), plus the common area laundry room, and managers’ tool room / storage room.What made you interested in investing in this type of deal?

How to directly speak with Seller (or add the commission of the Seller's agent into my capital outlay to get the deal OR trust that the agent will even bring it to the seller for consideration).c.

Idiots with cash overpay and it prices out the smart investor.You'd have to acquire properties at the auction/sherif sale level. 

I agree Napa Sonoma  are on a completely different level than Willamette valley. 

You also run into a whole other level of fire ratings when you go to 5 stories. - if the city water pressure is low in your area you might need a fire pump which could double the cost of your sprinkler system.