I'm trying to free up some cash by selling one of my rentals to the tenants but their credit is not up to par yet.

My policy is that we provide a pest-free home, then the tenant is expected to maintain it that way.

Here's a technique you can try right away, and it's free.

Personal background: Married with no kids, 100% debt free, live a rather tame lifestyle and don't spend large amounts of money, two newer vehicles (2020 & 2024) so no vehicle purchases expected for the next 10 years. 

Recurring, Single Time Fees, Late Fees) and Tax Support (export financials for tax reporting).Summary:Inaggo is the only completely free option that meets the requirements.

Feel free to reach out if you have additional questions.  

Feel free to reach out if you need any advice.  

Feel free to reach out if I can be of any assistance

It mitigates the risk because you can go slow, you are living in the property, and you get the tailwind of 2+ years of market appreciation while waiting to sell tax free on the gains.

If the seller owns it free and clear and/or has a lots of equity, see if he will agree to owner finance it to you for smaller down payment.