Again, that pesky math book combined with $$$ signs rears its ugly head.If your spouse "sleeps better at night" with a mortgage paid off, then I would think that same spouse would be up all night if you substituted a higher interest debt (HELOC) for that mortgage payment. 

@Justin Carterif DC proper is too expensive pick a suburb or exurb - Manassas, Fredericksburg, Frederick, Winchester, Charles Town, etc.there is just no substitute for being hands-on when you're starting out.cash flow has gotten much tougher in the midwest markets being mentioned.

I’m not suggesting this is a substitute for an attorney.

However, there is no substitute when it comes to financing to simply talking to a couple of lenders.

Substitute that for PV and it makes his return 39.46 percent!

An LLC is not a substitute for insurance.In rough order of importanceRun your business correctly and follow the lawsWhen a problem comes up correct it immediately and be respectful of those you do business with.

If you're looking to do a comp analysis, there's no good substitute (that I've found).

if you are able, I strongly feel there is no substitute for driving or walking around the area at 11pm. 

The only thing we'll typically do is put insurance on the property and then begin the process of dealing with occupants or securing the house if vacant.Assuming the trustee is valid the lawfirm then provides a Substitute Trustee Deed.

For any transaction 3 or the 4 must  be present, but land is always present and you may substitute 2 of the other 3.