And, 4 months ago I sent an update saying that the market has declined as predicted but we felt that it was starting to stabilize.

There is a conventional renovation product if you qualify for it. 

Although rents were below market, it was a stabilized asset, fully marketed for sale. 

**Stability and Predictability**: Buy and hold offers long-term stability and predictable income, aligning with my investment goals for consistent returns and tax benefits.3.

While they have historically been underappreciated and de-valued, this too is changing, particularly as new loan products are being released specifically for the purpose of funding ADU construction.

Im the opposite, I recently had to sue a company for a product defect,  so evictions and court proceedings imo can make you go insane. 

Our first DEEP value add multifamily project here in Radford, VA just stabilized and refinanced out of the 12 month construction loan. 6 unit apartment building all 2x1 near Radford Campus.

.- Assuming a 12% HML with a 3% origination fee held for 4 months, with a 30-year cash out refinance at 70% LTV and 7% interest rate, where the property stabilizes two months after refinancing (6 months after purchasing), you would (i) nearly breakeven on the cash out refinance and would generate $455 in monthly net cash flow in year 1, increasing annually, assuming you rent for $7,000 in year 1 and increase rent 4% YoY.- See below and let me know if you would like me to send you a copy.

Our acquisitions person is walking properties and making offers, our project manager creates the product, my partner does dispo and I go get investors.

Which of your loan products meet that requirement?