Most problems can be fixed.

Should I get a turnkey house or something to fix up?

If not, than the appraiser just messed up and should be an "easy" fix by contacting your lender to either have it reappraised or appraisal updated.  

I expect the property needs to be fixed up a lot 

Private money lenders can also be more flexible with terms, allowing you to structure deals in ways that better match your cash flow needs or renovation timelines.Re-evaluating your financing strategy periodically ensures that you’re optimizing not only for the best rates but also for terms that align with your investment goals.

I own an investment property in Tampa (at least I hope I still do after Milton goes through but we are not in a flood zone).I was wondering where home prices go on functional homes following a large natural disaster like a flood, fire or hurricane.I was thinking prices would go up shortly after the disaster since many other homes were damaged or destroyed, therefore supply is low and demand is high.The reason I ask is because I have a refi coming up following a fix & hold purchase.

Is it a fix & Flip? 

I increased the equity by $200K on mine by freshening up the lower unit and fixing some systems in the building. 

I'm looking to connect with other wholesalers, real estate agents, and investors who are interested in off-market deals in the $100k -$150k range.My focus is on finding off-market properties for fix & flip or long-term rentalopportunities, and I'm building my buyer's list as I get started.

My diversification50% Real Estate25% Stocks25% Bonds / Fixed Income