However, the unit needs to have the main beam possibly replaced (worse case scenario) or repaired.

The property was pretty much a hoarder house so the first step was to clear everything out.The scope of the rehab: All New Interior Paint Some Exterior PaintNew Floors in the Master Bedroom New Stainless Steel Appliances Painted Kitchen Cabinets and Added New Hardware Tore Some Kitchen Cabinets Out and Added Floating Shelves New Light Fixtures All New Sod in the Backyard New Privacy Fence Interior Drain Tile and 3 Support Beams Added to a Basement Wall Epoxy Painted the Basement Concrete FloorNEW HVAC System Framed the Whole Basement Out and Hung Drywall - Mud, Taped, Sanded, And Painted All in all the live in rehab took 6.5 months The numbers:Bought: $125kRehab: $11k (1/3 of that was the new HVAC system) Appraisal: $168k I was happy with the refinance appraisal number I gotI am able to refinance out of the PMI, lower my interest rate, and lower my monthly paymentI forced about 30k in equity I did not do a "cash out refinance" as I wanted to live my equity in the home and pull out a HELOC in a few months to allow for a purchase of another property or a "rehab fund."

The electrician did a walk through with me and showed me all the problem areas (burn marks in the wood beams behind the sheetrock from the old knob and tube wiring in an older home). 

I had another that previous work had removed load bearing wall without a flush beam.  

If you are dealing with an addition built on 12" beams (or if the original foundation is old and not built to current standards), the repair company might not be able to push the piers down to refusal depth or psi due to the beam not taking the load, thus leveling it, but not guaranteeing it will not continue to move in the future, thus not providing warranty.9.

In addition to the rotted beam, verify that the long beam across the front is of sufficient depth and width to carry the load.  

The strategy is branded under different name like infinite banking, bank on yourself, be your own bank, the LASER fund, ...Some are promoting the use of Whole Life Insurance, some the use of Universal Index Life Insurance.

I had to remove the old drop ceiling due to beams being added so there is NO actual finished ceiling now. 

The inspectors like to see the door/window openings have been checked, beams and hardware acct for, and a good practice is to double check cabinet locations for conflicts with plumbing and appliances.

I'm just wondering how a 3rd party could sell a warranty that will cover structural problems without seeing any of the structures (footings/beams/foundation walls/etc).....I'd imagine somewhere in small print they say structural issues caused by poor workmanship is not covered but I have no experience with these things.