This attorney will lay out the following options: pay me hourly for the engagement, offer contingent fee representation, or a hybrid approach.

I have confirmed what @Garrett Brown shared -- my best option is an SBA disaster loan with a lower than normal interest rate to pay off our mortgage and then I can also hope for / pursue with others a land buyback program for those of us who have floodplain property that FEMA won't reinsure.

They don't cash flow....at all, but the future benefit here is the option to build new once the neighborhoods continue to appreciate and get new developments.

At Lender's option, a late fee of 5.000% of the installment may be added to any installment not received within ten (10) days of the due date.

You did mentioned you do not have active income so the other option would be doing a cash out refinance to get money out using a Debt Service Rental Ratio loan.

Some channels like Youtube and Google have better segmentation options for real estate.Don't get discouraged.

The area is loaded with men on 1-2 year contracts who have homes some where else and they just need 1-2 years of safe, clean, comfortable housing and the only other option is seedy hotels.  

Instead, the commission is passed along to the investor in the form of increased equity.Most of the time, the REIT has liquidity as an option.

A Solo 401k which is exempt from UBIT on leveraged real estate may be a better option if you have legitimate self employment activity. 

Or, structure it as a lease option that expires in 1 Yr on the new home.