For the LLC, talk to an attorney and your tax person.

file=/secure/pabulletin/data/vol54/54-46/1644.html

Just make sure you account for Denver’s higher property taxes, insurance costs, and the ever changing landlord regulations when running your numbers.Feel free to ask more questions about the area or strategies—I’ve helped clients with similar goals and have personally done house hacks and short-term rentals around Boulder and Denver.

IMO, the person you want to look at is Jonathon Haveles with Land Riches Blueprint. 

I just completed a private lending deal where I borrowed at 10% on an investment property LOC and at 7.9% on a personal loan.

Though I have not personally contributed to these investments for tax credits, I have personally seen these investments in action and these investments can help provide more supply of housing and development that would otherwise not be there.

The FL home is a personal decision you have to make for yourself.

Bogleheads was the source of most of my formative personal finance education (for ~14 years), and it’s relevant because the SWR discussions there are typically in the 2-4% range.

Have you started going to in-person real estate investing meetups yet? 

This may border on mortgage fraud though if she gets a conventional loan knowing she intends to just hand you the title.What about a private lender that won’t make you sign personally?