I don't think it impacts their timely payments as the ones who do just tend to by choice have greater financial stability to begin with and would likely pay on time anyways. 4.

Let's build a supportive community where we can learn from each other's successes and challenges.Whether you're a local investor or interested in tapping into San Antonio's dynamic real estate market, residential 2-4 unit properties offer a compelling opportunity for growth and financial stability.

You would of course not deplete all of your cash reserves on the down payment in order to service the monthly debt payment and carrying costs, but this should give you an idea of what you can accomplish now if the time is right.Many hard money products offer 100% funding for rehab costs so you would not need to save for this portion of the BRRRR project.

ANYWAY, I AM STILL CONFUSED AS TO WHY THE TINY  HOMES HERE IN AMERICA ARE 75% MORE EXPENSIVE FOR THE SAME EXAACT PRODUCT.

Alternatively, look into renovation-specific loans like the Fannie Mae HomeStyle Renovation or FHA 203K loans as standalone products for rehab costs.FHA 203K LoanPros:Low Down Payment & Bundled Costs: This loan simplifies the process by combining the purchase and rehab costs into one mortgage.Cons:Interest Rate & Refinance Requirement: Higher interest rates and the need for refinancing could reduce your overall return on investment.Fannie Mae HomeStyle Renovation LoanPros:Bundled Costs: Like the FHA 203K, this loan combines purchase and renovation costs, simplifying the process.Cons:Interest Rate & Refinance Requirement: Similar to the FHA 203K loan, the need for refinancing to extract equity and convert to an investment property might add to your costs.I am a loan officer so I have some expertise in this area.

Keep them coming!

.- **Alternative Strategies**: Continuing with delayed lending (refinancing after repairs and tenant placement) has its merits, allowing you to build equity and stabilize cash flow property by property.Please feel free to DM me.

Welcome to BP.If you intend to use a VA backed product, it must be for your primary residence.

Our products are also very diverse with over 80 investors.

Operational efficiency is also crucial; optimizing operating expenses and implementing tenant retention strategies, such as lease renewal incentives or adding desirable amenities, can stabilize your cash flow and reduce costs, helping maintain profitability even if rents decrease.Investing in property improvements, such as value-add opportunities and energy-efficient upgrades, can command higher rents and retain property value better than average units.