Appreciate the wisdom Jay Hinrichs and David Faulkner It could my perception is not matching reality when it comes to rents and values in the California markets I'm familiar with.

It's different for all of us and, accordingly (at least in my view) not worthy of debate in a forum that exists for the purpose of sharing knowledge and experience rather than passing judgement on perceived motivations.This is the primary reason why I chose the tagline "I would rather be judged by the quality of my contributions rather than perceptions of my motivations" in my profile.

Agents using the climbing interest rate theory are making a quite novice claim in my opinion. its a perception.. 

Many investors (especially here on BP gravitate towards the C neighborhoods due to the perception that they will receive more cash flow.My opinion on a B neighborhood vs a C neighborhood is that in a C neighborhood you will have periods of time where you do make much more cash flow on your C neighborhood properties then you do with your B neighborhood properties but there will also be more times where you need to put money back into your C neighborhood properties than your B neighborhood properties. 

Unfortunately, the general perception in society and specifically in this industry regarding Section 8 is that whoever is provided Section 8 assistance is "low" class.  

Land is valued based first on this perception of intended use.

I have only been there to visit my grandparents once per year, but my perception is that it is a place for older people and for those who are "stuck".

Despite perceptions, banks aren't stupid.

The investing model you develop for yourself will empower you to be able to take action and feel comfortable in whatever investment you own/flip/or participate in.I would also change your perception of debt so you can see the advantages of leveraging debt for cashflowing assets.  

Stock is harder than real estate as market is only a PERCEPTION, market is based on other peoples feeling and no matter how technical you want to get, it will be very difficult to predict, you just have to follow money trails and be smart about it. if you win 50%+ of the time, then you are a winner, nobody wins all the time.