On paper returns, look excellent but when you put it into practice, you don't seem to get the same kinds of returns. 

I highly recommend an ACH service.

Any recommendations or advice would be great!

I recommend having an attorney draft one that can be short.

Hi Joe,Using a Home Equity Line of Credit (HELOC) on your primary residence can be a practical and low-cost way to fund flips, especially since the terms you mentioned include only a $200 yearly fee.

I would recommend shadowing a few loan brokers for the first 3 months being newly licensed. 

Another book that Ive heard recommended is "Die with Zero"

If the complaint is legit, the offender will be cited and you can use that as evidence for a violation letter, termination, or eviction.Second, if the offense is real, I recommend starting with a written warning.

If you end up having a vacancy with no cash flow, it hurts much more than when you are able to offset with cashflow from your other properties.I would recommend seeing if you are able to diversify a bit with some local or out of state properties that do cashflow some, even after Property Management, that way you could start to support these homes.

Starting with three T-12s from properties of a similar size and market is a fantastic strategy, and I’ll definitely take your suggestion of setting aside time to really dig into the details.Thank you for the encouragement and practical tips—it’s advice I’ll take to heart as I move forward.