Either way, would I be taxed at the normal capital gains rate (for me it’s 15%) for each share that sells?

You'll see homes go for 300-400k, even new builds, on the side of Williford / Crestmere (on the side of the church), yet the very next street over on N Hollywood you'll get iron fences, 7 car packed driveways, and the occasional stray bullets.Investing in Memphis requires hyperlocal awareness.

They live in an expensive house in an expensive neighborhood, they drive a car they owe money on, and they complain that their wife doesn't let them invest anything in real estate.

Is it normal to go through Escrow ?

The hurdle you will run into is that a purchase money loan (mortgage, car loan, etc.) is a preferred status under the law and will take priority over other debts and claims against your assets.

Our current renter is likely to be renting for 4 years as she has kids at local school and 4 years would see them through to going to college.We have an old detached 1.5 garage that has functional automatic garage door, and just fits their car....not that they do it very often as I think it is a challenge. 

That included rehab pros in the US and people who normally love rehabbing.Personally, I'd never rent anything long term.

It also has a double car port and a storage shed of the same size.

I assumed this was something a management company does and at any rate they said no problem.After about a month and various excuses for delays in getting a quote, I decided to get a backup quote from my normal insurance agent.  

Been renting it out 3 years as of March 2024.Recent townhouse sold for $980k in my development in 6 days, $150k over asking (2/2, 2 car garage 980sqft).