I'm starting to investigate more creative financing options to scale faster in 2025 - 2030.

Lend $100k on a deal for typical terms, but with the option to convert your loan into an equity stake in the future?

But for the homeowner adding a single ADU, they likely have far better investment options.  

True, another good option is to link forces with another wholesaler and advance it together.Good luck!

Both things are happening.Buyer agent commission is still negotiated up front with sellers although there is the option not to compensate a buyer's agent - aka have the buyer pay their agent.We also tell buyer's agents to include their commission in the offer.

Are you looking fixers and rent-ready, or just anything where creative is an option? 

If you have an Iphone, you can create a separate folder for your photos which you can save your business receipts.An alternative option is using an online storage platform such as google drive, dropbox, etcBest of luck

However, the sponsor said there is an option to invest in the syndication with a SDIRA.

This attorney will lay out the following options: pay me hourly for the engagement, offer contingent fee representation, or a hybrid approach.

I have confirmed what @Garrett Brown shared -- my best option is an SBA disaster loan with a lower than normal interest rate to pay off our mortgage and then I can also hope for / pursue with others a land buyback program for those of us who have floodplain property that FEMA won't reinsure.