The biggest issue for Baltimore and frankly any rust belt city is the rise of remote work, Baltimore is cheap for a major job center, but it’s not that cheap period, pretty much any area west of Frederick county or east of the bay bridge has ample housing stock for sub 300k and imo a better quality of life, so the one thing that Baltimore has going for it pre-pandemic which was a pretty solid mix of Fortune 500 companies located downtown has been significantly reduced & downtown is a ghostown now.

There are a couple of ways to reduce your tax liability if you decide to sell within the 2 year period:(1) If you've made any capital improvements to the house, you will likely be able to reduce the amount of capital gains tax you will pay on the property.  

I am looking at a constructing a single family that would extend into the floodway (not Floodzone) of a studied stream.

If the seller requires a balloon payment in 3-5 years, then can I  refinance once again the entire amount into a 30 year loan at the end of the balloon period? 

And this same issue extends in other directions, for example, what if one family member loves watching the big game all weekend long on the TV, but other people would like some quiet time to read.

Long story short, the nurse was supposed to extend another 3 months but there was a fight in the street with the neighbors across the street and the section 8 tenant got involved.

@Zehua Zhou, I don't think so, it has to be non-recourse, period.

My financial planner who is overseeing the account has said that I can take out any amount during any period of time (does not matter if it's one lump sum, five years or life expectancy). 

Former Lifestyles trainer Steve Davis has started this and has some Dallas trainings and meetings periodically.

One thing I would add is to look for the concentration of nearby extended stay hotels, e.g.