•Continue tracking expenses and maintaining organized accounts.4.Grow Deal Flow:•Use a small portion of your credit for marketing campaigns (direct mail, Facebook ads, etc.) to source deals consistently.

Besides directly contacting the employer, this is now the only way I feel comfortable verifying income—especially since pay stubs and bank statements are frequently being altered these days.

Much of my career was focused on REO properties, during which I ran a parallel small business that handled property inspections and performed BPOs for banks.

A couple months ago i was directed to the bigger pockets podcast by my twin brother Derek.

Another option may be a credit union or small local bank that would consider doing it as a portfolio loan, but the rate and term may not be as good as conventional 30 year fixed.

One option to try is to identify the hospitals that are close to your property and try to reach out directly to their HR departments.

Small Multi families are a great way to increase cash flow

Start small, build a strong network, and conduct thorough market research to align with your investment strategy.

When running numbers, especially on small multis more western markets with direct access to NYC tend to be more favorable from the numbers stand point and many of these towns offer 30 minutes or less taking commuting lines.

The insurance costs for small multifamily in Florida, especially with older builds, is rising and rising.