My biggest interest is in multifamily and I'm very eager to start.

Rates depend on what you are lending on in what areas determines the risk and reward factor.Generally the down side to outside your area is you do not know the area like the local HML's do.

There are many benefits to solo 401ks over sdira, one of the biggest being the high contribution limits so with my examples you likely won’t make very much but for 2024 you can contribute up to 100% of what you make up to $23,500 and since you don’t need the money to live on this would be a good way to add more money to a Roth solo.  

My biggest thing is with the options below, what puts me in the best shape to Grow/Scale?  

@Luis Morales Time and limit will always be your biggest issues when using credit cards. 

My biggest concern would be the location is not that interesting for a “vacation” per se.

But the biggest most glaring difference, is you only need 3.5% down on an FHA 203k.

By connecting with agencies who work with those who are trafficked, such as Salvation Army Central Ohio, she found out that the biggest need was housing: a safe place for survivors to go after being trafficked."

I found that added 1-1.5% to the return (which was in five years the 10000 would have led to me having 10000*1.10^5 more equity available.The downside is you end up with a lower return on your overall.

The biggest question you have to answer before you dive right in is how you can compete in the marketplace.