What would you suggest as a number or percentage after the refi/sale that would make sense for the lender?

@Rene Brodowsky appraisers, like most workers, will take the path of least resistance if allowed.Appears they are using an AI system to valuate your home.As suggested already, you may want to request an actual appraisal, which you will have to pay for, and send your own comparables to Huntington Bank to try to guide the appraiser.Otherwise, you may need to try a different lender.

Any thoughtful ideas or suggestions would be greatly appreciated.  

10K back at closing is wonderful!

Dallas reach out to me and I'll be happy to give your some suggestions and tips.. 

@Michelle Glover a suggestion for any future flips.

(I was communicated that their was a kitchenette permit pulled for the garage by my real estate agent during the purchase process. )Any suggestion for temporary solutions for this would be greatly appreciated.

I would suggest to check these things out before an offer or while under due diligence before the contract goes hard.I was under the impression he got it to rent primarily.

I would suggest setting up a VA, building your own list and having them call and vet for motivated sellers for you.

I am a new member and was wondering if any discount codes are available for pro membership.ThanksKevin