I wish I could go back and have all my loans with my local credit union who keeps them in-house to avoid all this. 

As those prices fluctuate, there is a builders somewhere putting his feet up waiting to see a market turn more active because the last thing he wants to do is start paying crews to build houses, that could drop in value while he's halfway through the build process and losing equity halfway into the project.

However, if you're a W2 high income earner or business owner, I can't imagine it makes any sense to flip houses, mail mass post cards, wholesale, or build lead gen websites with the value of your time being better spent other places (such as learning about real estate and increasing your income through proven means), such as at your 9-5pm or growing your business, and your real estate is a long term process and you don't need "home run" deals to qualify or make it work.

I bought my first house and got into REI for control, stability, and the opportunity to solve problems. 

@John Busch I have a property manager my houses are in 62206.

Stick it all in a rental, house-hack, index fund, or small business shot.

I'm an investor and used to house hack. 

For electric, I would add an additional new service to the house.

This is a 4-bedroom, 2.5-bathroom single family house.

What would be a good actionable for you now is to visit open houses in areas you think you like and starting talking with Listing Agents at those homes.