I'm not a flipper, agent, designer, etc and not really up to speed on the latest and greatest. 

Has anyone used AI services to upload a photo and visualize various design features?

I would put even less weight if a 'financial advisor' is doing other services such as taxes / insurance because he / she is looking to make money in anyway possible.I personally think if you want some financial advice, you should seek someone with the CFP(certified Financial Planner) designation. 

This preference for city living has fueled demand for urban condos, lofts, and apartments, driving revitalization efforts in downtown areas and contributing to the development of mixed-use communities that combine residential, retail, and commercial spaces.Emphasis on Sustainability and Energy Efficiency: Millennials are more environmentally conscious than previous generations, placing a high value on sustainability, energy efficiency, and eco-friendly features when choosing a home.

I am a featured agent in Memphis, TN and I am helping many of my clients achieve purchase prices like this all the time!

I just interviewed them for my webinar series and was surprised how advanced the features are. 

It seems like there are paid services that will give you interior design to set up an str, buy new furniture, ship it and install it. 

In my local MLS, it may not be true in your area, there is a field that a listing agent can fill out to designate the home they are selling has a FHA, VA or USDA loan which by default would make it assumable.You can also reach out to your favorite local title company and ask if they can provide you with a search tool like TitlePro247 or provide you with a list of current on the market homes with a FHA, VA or USDA loan in place. 

I know there's CAD programs and so forth but on smaller projects ($50-$60k in rehab) are REI people hiring interior designers? 

Highlight your home’s best features to attract those cash buyers!