I keep hearing how people are cost segregating, but I have pushed my accountant numerous times on this and he just saying that if we did the cost seg, all of that depreciation would just go into a reserve that would then be applied when we sell the home. 

Hi.  I am currently unemployed and have my home on the market.  I have very little equity in it and my loan balance is around $400k.  It is one of the smallest, least expensive homes in a beautiful sought-after golf c...

In addition, that money will become available to you again as you pay it down or off- no need to apply for a new loan or pay more closing costs. 

You can apply the so-called STR loophole to one of the three properties.However, you will get the tax benefits based on only that one ADU.

I'm in the position to apply(depending on lender DTI requirement) for conventional financing through the builder at <6% interest rate in this current market.

This is federal, not state, so it’ll apply regardless of your state’s income tax situation.

Apply what you learned to make your next deal smoother!

i would apply for permits right after acquisition of the property when you're set on what you're doing with it 

I'm in the position to apply(depending on lender DTI requirement) for conventional financing through the builder at <6% interest rate in this current market.

The only options for the 500 credit score is to apply to over priced properties where there are no higher credit score applicants.