I am willing to take moderate risk (maybe slightly higher) and I think Baltimore County seems to be my most favorable option for now. 

I have bad credit right now, I’m recently recovered from Alcoholism and starting to get my life back on track.

I'm in a small town Texas with a moderate amount of appreciation, but stable retirement population and blue collar workers with steady (though slow) growth. 

Great job, BP moderator(s)!

;-)  Tell them, "I want to buy 3+ bedroom houses with at least 1.5 bathrooms needing light to moderate rehab, between 1200-1800 square feet, within 2 miles of the Hospital over off of 3rd street." 

If you know of any index funds that are low to moderate risk, reputable and with a 7%-8% dividend let me know.

also open to spend more if needed, so any suggestions on how to increase value on a scale from cheaply to moderately to expensively ???

@Thomas Phu I've done business in Abington, and it's a good town.Home prices there are moderate, with the cost for an 3/2 SFR ranging from $251K (REO needing rehab) to $489K.

.- Inspectors are terrifying - they literally list dozens to hundreds of items and you have no idea what "moderate" means in the context of risk to your property.

Like alcohol coverage.