I’m very concerned with getting back my thousands of dollars deposit if the HML won’t fund and I’m searching the internet for “clauses” to protect my money.

I work with a team and we are getting some leads from internet but all the leads that i had till now are not serious,  they don't have credit and no money.

If the house was gutted and rehabbed I take that into account vs if it wasn't.I know you have to have "hard value" to show your lenders.. but if I was a lender I would rather have numbers and explanations from the guy doing the investing than a piece of paper that you paid $400 from a guy who took an internet class to appraise a property.

It is as hackable as any other internet packet.

Gross Scheduled Income: $12600Expenses (Maintenance, Management, Taxes, Insurance, Utilities (water & trash paid by owner), Landscaping, Common area electricity, CapEx, Vacancy, Internet for complex, security, etc.): $6400Debt Service (5.5%, 20yrs, 80% of cost): $3700Cashflow: $2500Annual COC: 17%I want to make sure I'm considering everything but also don't want to get stuck in analysis paralysis.

I advertised it stating high speed internet was available but never claimed low speed internet was available.

From what I have gathered by trawling on the internet and other blogs, Big Pockets has been an extremely valuable tool for its members and I hope it works out the same for me as well.Cheers,Tanmay

There is no internet access at these places.

They are a solid low rates/low fees internet originating conventional loan provider.  

I've done this before using contract templates from the internet....