There is NO getting around the fact that you own the property/business other then a TRUE no-recourse loan (which will not be an option for small mom and pop investors) and no if the loan is on your credit report has no effect either as credit report is NOT the only source.The premise of DSCR loans is for borrowers who cannot qualify for full doc loans for one reason or another, but it seems the real premise of DSCR loans is because of the commercial purpose designation is that a lot of states do not require licensing of any type to sell these products.

Appreciation is never a guarantee so you follow migration and development trends to hedge your bets.

The rise of DSCR only brokers has certainly exaggerated this trend.  

It's clear you're on top of industry trends!

Trowels are designed to put the proper amount of mortar under the tile, so you need to watch a youtube video or two on proper technique.  

Strong Long Term Trends: The shift to the experience economy continues.  

Personally, I stay away from the mainstream trends where everyone who is priced out of traditional long term rentals are now trying to rent out a room or a whole house on the daily. 

There is 2 VERY different ways people are going about these sub2's today that make it impossible to say anything on sub2 without defining which one is doing; the "shady-as-hell" popularized trending way, or the well capitalized, professional, trying not to do things shady AND ready to make things right if anything blows back way, which let's be honest maybe 5% of those in the space practice today. 

I personally like Kissimmee because it can be very lucrative but it can be a difficult market - you'd have to knock the design and amenities out of the park, because if you don't, there are thousands of rentals that do and you'll fall to the wayside.

Identify markets with expanding industries, positive growth trends, and bright economic forecasts.Columbus, Ohio is a great market to consider if you're leaning towards appreciation.