If your money that you want passed down is in a ROTH or something your beneficiaries can wait 10 years for distribution to get them another 10 years of tax free growth. 

@Kyle Trotman feel free to reach out. 

Mailchimp also I believe is free up to a specific number 

Feel free to inquire about their staff qualifications if it's a larger organization.2.

I would suggest checking it out!

Chicago has plenty of opportunities for value-add projects, and I'd be happy to share some insights or introduce you to a few local investors I've worked with.Feel free to reach out if you want to talk strategy or specific neighborhoods!

You can easily look them up on https://nmlsconsumeraccess.org/If they are a commercial lender, you may want to check for google reviews

If you’re open to it, I’d be thrilled to buy you a coffee and hear your story.Whether you specialize in residential, commercial, wholesaling, or anything in between, your insights would mean a lot to me as I navigate this journey.Please feel free to reply here or shoot me a message if you’re interested.

Even a weekend trip to scope neighborhoods can give you a feel for the area.Good luck building your portfolio, and feel free to ask if you have questions about getting started!

Check for transfer costs before doing so.