You will essentially still be a renter except in your own property.On the other hand you may choose to be a speculator, one dependant on a growing market value to attain your return.

What is preventing me from attaining?

So hopefully she give me insight to what niches are more available and somewhat easier for me to attain.

Of course, discovering sources of capital would be most helpful.I hope to be able to attain these goals with everyone!

Are you going to repair the existing development, or rebuild with the seed capital you attain from the insurance claim?

I understand that tenacity and luck play a large role in attaining this type of success, but it seems flat-out impossible.

For those not using expensive hard money (7-9% of ARV), then you can certainly pay that much above 70% and still hopefully attain the 18-20% profit margin.

All said though, be ready for me to bug you with questions on how I attain this goal.

Your goal of a million by forty is very attainable. 

I believe the trust's long-term results from this policy will be superior to those attained by most investors -- whether pension funds, institutions, or individuals -- who employ high-fee managers."