Vallejo will get at least 3 new ferry boats as part of the Regional Measure 3 bridge toll increase.  

In addition the steady passive income from a tax method is easier to pass the income with lower tax measure.  

Most experienced investors have shifted focus to new construction where the deals are very profitable, of course some would measure as more risky and cash on hand is the price of entry.

Today home ownership is about 64% in 2014 (same as 1994) and at the peak was 67% in 2009.Even in the best of years measured by homeownership 1/3 of all people were renters. 

Under the water law, landlords may bill tenants separately for water if all of the following requirements are met Landlord has installed submeters that measure actual water used in your apartment; Landlord has installed low-flow fixtures;Your tenancy started on or after March 16, 2005 Previous tenant was not forced out; There is a written rental agreement that spells out water bill arrangements; and Landlord has filed proper certification.

Lender's measure that based on the "debt service coverage ratio" (DSCR) or various permutations on that term.

I didn't even get into him not having a tape measure and then breaking mine within 5 minutes of me handing it to him.

I believe that wealth is not measured by your networth, but your ability and skills to reach the $100k passive income level.

Not picking at you, but you say you need to understand what the ratios mean, what measurement you're actually looking at.

The "liberal arts" approach would be to tell you that sophisticated investing precludes buying either equity or cash flow - we create both, not buy them.A more mathematical answer would be to tell you that the 2 most applicable measurements of ROI are the cash on cash return (CCR) and the internal rate of return (IRR).