I am a current customer with Flagstar Bank and I am applying to refinance my primary residence.My FICO mortgage scores are 632 , 623, 590.

I think they should have had their existing customers free as they indicated and charged only new customers.It sometimes fails to auto detect.I think I have had issues when at end of trip it has no coverage. 

They are also subject to rules governing service termina­tions to multiple dwellings, customer security deposits, payment agencies, back-billing and the refund of overpayments.Municipally owned water suppliers (those of cities, towns, villages, etc.) are not governed by the Public Service Law.

You will create clarity for your customers and help them understand and feel great about their place in the world.”Branding yourself is no easy task.

@Edward R.Being in the window industry, most distributors won't deal with regular customers like you.

it takes the same amount of work to do a 500K loan as it does a 50K loan. the loan balances are smaller so income is MUCH less, so the banks return on overhead and time is far less. it's a product banks provided to keep a big customer base, not a money maker.

It is similar to a cook at a popular restaurant buying meat, but cooking it on the company grills, using the waitresses to serve it out the back door to customer pulling up paying cash.

WOW what other advertiser could treat customers this way and get away with it?

But first, here's some homework for you - on one sheet (digital or analog) write down:Pull out your comps research and demographics, from this create an ideal customer. there's plenty online to walk you through how to perfectly describe this person in detail. 

I'm thinking about going into business with a friend who is a custom builder and curious to know what the industry standard is for the business arrangement given our potential situation.