They are often the ones that hold out for more money.You need to consult a real estate attorney to see if a LO is even legal in these circumstances.Sharon

Adam is really focused on mindset so that in addition to the Co-operative L/O information, you have the proper mindset to do deals instead of being stuck in analysis paralysis.

The key to success is knowing your short term and lo g term goals.

Lo and behold, the buyer accepted my counter offer with 0% commission via email reply (note: the buyer didn't include his buyer's agent in his email acceptance reply).

DHM is a legitimate lender that isn't going to take your money and not answer the phone (at least from my experiences talking with their LO's and borrowers).

You'll have your mortgage paid off eventually and be cash flowing positive, you have kind of a dream situation, you can't rent a place in lo high for less than 1500 and that would be on the cheap end, keep your place and know that I am jealous haha.

If they choose not to exercise the option, we can rehabbing or resell as-is and the numbers still come out at or above the L/O..We see this as a potential win-win-win-win scenario:- Party A gets to remain in the home as they wish, make below-market rent payments for 18 months, and has time to fix their credit so they can apply for a loan, as well as get the majority of the money they are looking for - and a home with equity- Party B gets paid off, plus makes money on the sale- Our private investor makes money on the loan with us- We make money on the deal using OPM for structuring the entire dealAre we missing anything?

I know subject-to comes with a due on sale clause and lease option could lead to periods where I'm having to pay cash if I don't have a tenant in (sandwich LO vs wholesale/assign).I need to get a deal under my belt to help me move forward.

.= $78k (balance $66k) Payments current.Monthly payment= $810 (PITI)Repairs= $2KI want to buy Sub2, and then sell via L/O to a tenant buyer willing to put in some work equity.

Just because you can get someone to agree to something doesn't mean you should, like jumping off a bridge or losing thousands of dollars from what you said they'd get.As to the deal, use an earnest money note, consider a L/O as it will probably be the cheapest way to get in with no money.