Pre-tax and Roth built in. 

@Andrew Freed, You don't have any issues from a tax perspective with bringing passive and active income under the same entity? 

It's truly like having multiple LLCs formed but without the administration tasks and fees that come with having multiple individual LLCs.

Here’s a quick checklist to cover your bases:Property Condition: Get a thorough inspection to assess major items like the roof, foundation, and HVAC—this helps you plan for any big repairs.Financials: Account for all costs, including taxes, insurance, maintenance, and property management fees if applicable.

I want to use her equity as a gift for the down payment to avoid capital gain taxes.

It could have to do with estate taxes that need to be paid.

STR have become I'll buy a place and hope it rents to a lot of people using em for just tax breaks.

I then went and set up a payment plan to pay the property taxes. 

The Small Business Administration (SBA) offers a comprehensive guide to writing a business plan, which includes templates and examples that can help you get startedFor your marketing plan, consider identifying your target market, setting clear marketing objectives, and outlining your strategies for reaching potential tenants or buyers. 

I had a buddy who missed a small clause once, and it turned into a bit of a headache.. better to catch those things early.Speaking of attorneys, in Eugene, from what I've heard, Thompson Legal specializes in real estate and has helped a few folks I know navigate the local regulations smoothly.On the CPA front, having someone who gets the ins and outs of real estate can make a world of difference come tax time.