My partner, who is female was going to be meeting the person(s) alone, and for her safety we requested a snapshot of an ID with sensitive information redacted to protect their privacy.  

We are a HML as well and while I agree with the above, that the specific property itself will be underwritten and is collateral based, there are some time sensitive advantages to establishing a relationship prior to locating a property.

I am very sensitive to not keeping a guy like that busy because he needs and deserves it. 

This is rather time-sensitive so I would really appreciate your input.

We've enjoyed taking our time restoring old homes with an upscale historically sensitive focus.

Additionally, vacation rentals is a very sensitive issue here in Honolulu these days.

Figure a "commitment fee" makes sense, and then it's probably reduced from overall "underwriting fee", or something to that effect.I guess I am grouping the grotesque upfront fees ($500-$1,000-$2,000, etc) with the lower commitment fees in my sensitivities, which is probably wrong. 

Condos are very sensitive to price shifts.

I like the tools as well but agree it would be helpful for sensitivity analysis.

But I think eventually they will go up and that might be an issue for some.The smart investors I know run sensitivity analysis to see what their exit looks like with higher rates and higher caps.