How come no one has created a standard form for hard money lending where the terms are easily comparable across them?

Recently its down to 4.82%, so if we keep in mind our margin or the fixed portion the lenders add on top of the index to come up with your daily rate calculation is going to be as follows:4.82% + 3.75% (example margin for AIO) = 8.57% so we'll round it up to the nearest .125% which should be 8.50% interest only.Given that prime is 8.50% already and there is a margin on top of Prime for most HELOC's out there from .25-3.00% your traditional HELOC would be much higher rate than your comparable AIO loan comparatively.So just some food for thought.

A study by Geraci LLP, analyzing data from 125 lending companies, shows that the private lending industry performed significantly better in the first four months of 2024 compared to the same period in 2023.When it comes to short-term loans—like fix-and-flip, construction, and bridge loans—there was a notable increase in production from 2023 to 2024.

Find the best outfitted properties and compare them against the less amenity rich. 

I would analyze the market, understand the target demographics based on comparables, and decide from there.

You tend to get a better and "truer" answer from forums like BP compared to even newspapers or journalism.Only Twitter is a serious competitor for BP imo.

You might find that "saving" on taxes is small compared to what the property might be worth (talk with a trusted real estate agent who knows the area and can give a projection of property values).Don't forget to factor in closing costs (real estate fees, pro-rated property taxes, etc) and take into consideration your other income and/or investments. 

Compare your potential property to others currently on Airbnb and other STR sites.

Yo Wayne,As a real estate agent in Sacramento that works primarily with investors, I can tell you that the ratio of rental income to property value is much higher in the Central Valley when compared to the bay.

In today's market, with low foreclosure discount compared to past buyer's markets and a lot of "motivated buyers", the risk/reward ratio keeps me far away from the courthouse steps.