Low likelihood of redemption.  

If it's a low price point, you own it free and clear, and buyer can pay it off in <5 yrs, you might consider CFD. 

My take - find a light value add property and househack. 

They got in the game when rates were low and it was easy to find cashflow plays. 

Others may have had a good experience but we would have been better off lighting our money on fire to heat out our home.

Youngstown also has a ton of blight, crime and a very low appreciation potential.

📌Then we filter by submarket:- Low Crime?

If the property doesn't meet the DSCR or the value basedon the market cap rate, your down payment will increase to bring up the DSCR orclose the gap to cap-rate value.Challenges/Lessons Learned: Just becauseyou can buy a property with a CMHC insured loan doesn't mean it is a good deal.We've seen a lot of investors agree to pay too much for the properties, and getshocked with a big down payment and low cashflow due to the low DSCRrequirements.

and you can find an almost unlimited variation on risk ( from low to high leverage, both floating and fixed rate debt, from no to high skin in the game, etc).

For example The investors from CA that I work with like the Reno, NV area because of the close proximity to CA, tech investments, low property taxes, and landlord friendly.