@Miller McSwain thank you so much for this and for your time! 

Quote from @Chan Park: It's time to step and be a Landlord, as uncomfortable as it may seem.

Our team has been pounding the pulpit for five years about how favorable our tax brackets are and helping clients conduct moves such as IRA to ROTH IRA conversions in order to take advantage of the current tax deal of our lifetime.

Then what happens is the lender reports your payment history to the credit bureaus and each time hereafter if you ask for another loan and the lender pulls your credit then they are going to see your payment history and whether you made your loan payments or not which will likely influence whether or not they lend you money. 

This requires an income that allows you to maintain your standard of living throughout your life.

It is more expensive to buy in Chandler, but I have been moving East this entire time and every time I go a little bit more East I find the tenants are that much better and life is just easier. 

At the time of sale, we would amend our existing mortgage to ensure the sold property is no longer collateral for that mortage. 

Now, after doing this several times my success rate is around 1 out 5.   

We are seeing much longer wait times on purchases to be cleared for disbursing funds than refinances.

I think with the time you’ll spend working on this, you could find 2-3 existing parks to buy in the meantime and not need to take anywhere near the same risk