As a lender, that is a much safer business decision than offering you a 5% interest rate mortgage, with zero equity.

You want an accountant who can help you strategize and who is responsive when you want to know the tax consequences of the decisions you are making throughout the year.Good luck.

That complicates the decision. 

This proactive approach helps maintain the property’s value and keeps tenants happy.Informed Decision-Making: When you have a good grasp of how things work, you’re better equipped to evaluate the quality and necessity of work done by contractors.

You want an accountant who can help you strategize and who is responsive when you want to know the consequences of the financial decisions you are making throughout the year.Good luck.

I received very honest feedback from knowledgable PMs on my properties and I would have made very different decisions. 

This decision alone can determine if you scale to 30 units in 3 years vs. 6 units in 3 years.

This is the problem with taking payment for the last month when a lease can extend indefinitely.This arrangement is illegal in PA due to a court decision 10+ years ago.

Agree they are both tenants and you can't keep it from the other tenant.If she gives notice you can send them both their own move out letter which would give him a chance to react.Agree the other one can stay if they want to and qualify.We always designate one tenant as the primary, in the lease, and make it clear that they are the decision maker. 

@Bob Asad While this negative cash flow scenario presents challenges, I am of the perspective that it doesn't necessarily mean the investment is a bad decision for you.