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Results (10,000+)
Yoav Gilad Creative deal flow... what are YOU doing to maintain or increase your growth?
30 April 2024 | 12 replies
@Yoav Gilad, circling back to my initial questions, with that in mind, do you know of any sites or resources where you can source individuals who have outstanding medical bills or expenses? 
Adrian Jones How to refi cash out when you are an investor with limited income on paper?
1 May 2024 | 7 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.
Eilon Shoham Negative cash flow deal - Would you buy it?
1 May 2024 | 14 replies
Each individual deal is different and if you are looking for appreciation and you're losing $50 per month and the appreciation is 10,000 per year then it might be a good investment.
Jim Doyle Purchasing off market via executor of the will - Ran into roadblock.. - Path forward?
30 April 2024 | 10 replies
Hello Jim:Trustees and executor may or may not be the same individuals.
David Ounanian What financing options are available for real estate investors?
30 April 2024 | 2 replies
Here are some common financing options:Traditional Mortgage: Obtain financing from banks with a down payment, paying off over time with interest.Hard Money Loans: Short-term loans with higher interest rates, often from private investors, suitable for quick acquisitions or credit-challenged investors.Private Money Lenders: Individuals or groups offering direct loans, with terms negotiated privately.Seller Financing: Buyers make payments directly to sellers over an agreed period, with terms negotiated between parties.Home Equity Line of Credit (HELOC): Borrow against existing property equity with a revolving credit line, typically offering flexibility.Real Estate Crowdfunding: Pool funds with other investors via online platforms for various real estate projects, offering diverse investment opportunities.1031 Exchange: Defer capital gains taxes by reinvesting sale proceeds into similar properties within a specific timeframe, useful for tax optimization.REITs (Real Estate Investment Trusts): Invest indirectly in real estate through publicly traded companies, offering liquidity and diversification.Joint Ventures/Partnerships: Collaborate with other investors to share resources and risks, leveraging each other's strengths for larger projects.Subject To Financing: Buy a property subject to the existing mortgage that's in place on the property (doesn't get paid off when the property sells).Assumable Mortgage: Buy a property and assume the mortgage that the seller already has in place.Lease Option: Rent a property with the option to buy it prior to a later date.Debt Service Credit Ratio (DSCR): A loan approved based on the income potential of the propertyThese options cater to different investor needs, preferences, and financial situations, providing flexibility in real estate investment strategies.Thanks,
Tamera Muniz Mortgage company denied request to transfer property to LLC
1 May 2024 | 16 replies
Each structure has its pros and cons, so it's essential to evaluate them carefully based on your individual circumstances.Ultimately, navigating the transfer of a property to an LLC can be complex, especially when dealing with mortgage lenders' policies and requirements.
Cara B. If you had unlimited funds, and lived in Los Angeles, what would you invest in?
30 April 2024 | 21 replies
I am already in the process of meeting with local contacts in my area, but individual people have their areas of expertise and their own biases, so the idea of crowd sourcing from a wider audience was appealing.  
Pamela Guillen Investing in North Carolina
30 April 2024 | 8 replies
They have to large military bases that leads to a high number of individuals looking for LTRs.
Jessica Carcamo Investing $55K need help getting started!
30 April 2024 | 43 replies
Owning rental properties presents an excellent opportunity to build passive income streams and create long-term wealth through property appreciation and equity growth.Furthermore, to explore various avenues for investing in the real estate industry, including partnering with other investors. i am open to Collaborating with like-minded individuals which allows us to pool resources, share expertise, and pursue larger-scale projects.
Jeff Lawlor Where to Find Brokers to Lend Out My Capital?
2 May 2024 | 45 replies
It's difficult to find info pertaining to individual investors with money to lend through brokers.