Hey Hai Le, I am an agent for a small independent agency. 

The ability to make a positive impact in the infrastructure of local neighborhoods and economies continues to win investors.FAVORABLE LEVERAGE/DEBTMultifamily benefits from the most favorable financing treatment of all real estate asset classes, oftentimes receiving the most competitive interest rates and longest amortization periods.This favorable environment is led by agency lenders, which were originally created to support housing stock.

Interview at least 3 realtors from 2 different local agencies.

I've recently been coming to the realization that nobody will be as concerned with my wellbeing as me and to never give away my agency in that regard.

For multifamily you're gonna get the highest leverage at the lowest rate from the agencies.

The second one I called is a second generation agent with 30 plus years in a family agency that has been around for more than 50 Years.

I've seen many newbie investors whose first action is creating an LLC and all they did was waste money and didn't realize that they could not get agency debt within their LLC.

I think it is highly doubtful that any bank or agency would allow you to do such a thing. 

And wasn't City Hall (and many state/non-profit agencies, and REIAs) focusing on connecting people to CARES money in order to pay their landlords? 

Also, if I start shopping insurance - -does it make any price difference if I go to the same agency for 2 homes versus 1 home?