I want to limit the down payment outlay so I'm willing to move into the new property (trying to conserve as much cash as possible for possible renovations).

I did learn that if you are outside city limits then you don't need a permit for STR.

My capital is a little limited but anything 70K and below seems to be a good buy for me as far as going with a conventional or hard money

We may further limit what is placed in outside areas.

We all have a Myrtle Beach address, and most of us work in Myrtle Beach, but because we're not technically within city limits this giant mass of residents isn't factored into any of the Myrtle Beach demographics like crime rates, etc.  

They are trying to limit commissions and save 1-2%.

For best FICO results, use the card up to 1/3 of the limit (notice I did NOT say USE one third, just don't go over one third) every month.

so what really happened is unrealized HTM loss doesn't need to be recorded in the book so they dont have to sell it EXCEPT if there's massive withdraw from customer AKA bank runs.It's the bank run that causing the bank to collapse.So in theory you can avoid issue by saving the money that has the smaller holding of HTM paper or invest in the bank where there're more incoming asset coming-in.

Third suggestion is find a local partner that handles the lending side of things (to avoid the foreign limitations) while you handle all management and repairs part or the deal. 

I wouldn't limit it to roof as wind and water can damage other areas of the home..what if a window was left open and the interior now has water damage etc...Did you already bind your insurance (likely not if you are two weeks out) So there may not be a reason for them to dictate you get it reinspected.