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If I do find something, it is usually because it is priced according to condition, but once you value add and bring it up, you've now spent more cash. 

I bought a duplex, move in condition, Newley renovated.

I had a conventional loan and 3% DP so it was tricky finding something that met the condition requirements; you will be shocked what qualifies.

Usually you can come to some reasonable meeting point on credits, where it's unlikely they give you the credit for an entire new heating system (let's assume the heating system condition was factored into the pricing of the home) but can get you close.

I like the 5% conventional over fha because you can drop pmi once you have 20% equity without refinancing and the appraisal inspection requirements on condition are less strict. 

Hi Sam,As an investor and realtor, I search for properties for myself and clients all over the place, wholesalers, off-markets, foreclosures AND MLS.I've seen quite a few properties in unfinished condition get listed on the MLS and get sold days later.Investors are searching everywhere they can to find properties so try putting it on the market and see what happens.

We wanted to paint the exterior of the house vs putting siding on, but the weather did not cooperate for a few months adding carrying time which was expensive.

We also knew how important it was to negotiate down payments and recourse clauses, which made the conditions good for our business plans.It's not enough to just get what we want; we also need to set ourselves up for success.

As an appraiser, I will take all the info on the house and use it to estimate the quality and condition, in order to compare it to comparables (recent sales) with relatively similar quality and condition.