Hello Guka, please check your private messages. 

@Kaycie GunnIf you want debt financing hard money or private money lenders will fund with typically 25% down paymentIf you are looking to syndicate and raise money from investors then that is a different animal and you will need to file an sec exemption to raise money and depending on your experience it could be moderately challenging to near impossible.

Nobody has a pool in their homes so #1 it is an anomaly #2 guests can enjoy the pool year round#3 kids don't care how small it is#4 there are adults who want to enjoy a heated pool, but feel self conscious in a bathing suit in front of others at a resort pool, now they have a private pool they can use with their family and not have that issue.  

Could you send me a private message?

There is another, much less stressful and less costly way.We also JV with private capital partners and land flippers to deploy prefab modular homes on our acquired and subdivided properties.If you need any guidance, feel free to connect with me here, on FB, or LI.

Hi,I did a private lending, term was 1 year. there was a clause that borrowed can extend loan (if lender is ready) for 2 times, each time for 3 months. but borrower has to pay 1 point for each extension(3months). so extension can be done total 6 months.Now, after 1 year, borrower keep paying interest .3 years went like that.Now Borrower wants to pay off. in such case what should be Loan extension point added.Thanks

The initial payment doesn’t need to be 20 percent, as one could expect if they wanted to acquire a loan without private mortgage insurance.No Credit Necessary: Sellers are not basing the transaction solely on the buyer’s credit history.

Perhaps instead consider using private money, doing the reno as quickly as possible, and then using a DSCR or conventional refi to pay off the private money.I tend to agree with @Drew Sygit and @Nathan Gesner that tapping the equity of your primary, especially with something variable and unpredictable like a HELOC, is not a good idea, but with one exception.

If you can qualify for it, get a HELOC or HELOAN on those properties.Or find a creative private/hard money lender that can tap into that equity in 2nd lien position or to cross-collateralize them with the purchase of the new property and use that equity towards your cash to close so you can buy that next deal without much cash out of pocket. 

You can roll it to a self-directed IRA (SDIRA) and buy real estate or privately lend, but you couldn't do that with your personal rental otherwise you would blow your IRA up. 6.5% right now is a great rate...it's lower than what you can get a 30-year fixed owner-occupied home for.