I didn’t know anyone in Alabama, so I called a few agents I found online and ended up picking one from BiggerPockets.

They gave me decent terms on financing the rental and providing rehab funds but it did not make sense with me being so close to finished. 

I have yet to see an underwriting that holds up to my scrutiny that shows that adding a hands off single ADU in single family zoned area that projects a return that justifies the effort and risk.

My local community bank that I had a relationship established with helped me finance this deal.

It has been really educational for me because we have people from all over the US with all types of experience to learn from.

Now, tenant 1 texted me asking when he was going to get the sec dep back.

Utilizing the many resources to analyze deals and help find investor friendly professionals in your area has helped me tremendously.  

For Example:  All Blue houses make more money.Lots of times, I tell people not to trust me, since my topics can be vetted, plus I don't know their personal situations.Just surprised that people on the Forum don't have more Podcast visits referenced in their bylines. 

This will typically be a DSCR loan up to 75% of the new value.

Sometimes it makes sense to have a back up plan for a DST.