You are asking the classic question in the MTR space: how does one evaluate what could be a good MTR.Unfortunately, MTRs are at a point similar to where STRs where 10-12 years ago, and there really isn't a one stop shop source for great data.

We went shopping at KMart to cool down. 2.

If you want to live in one of the older neighborhoods (which are very desirable) that's just what you get in 100 year old buildings.

At the same time you can take down the names of people living next to and across and see if they are still there or in the neighborhood.

For the investors I work with, I send my flippers to certain neighborhoods (Near east side, Crown Hill, Mapleton Fall Creek) and my LTR investors to other areas (West side, Christian Park, Martindale-Brightwood) -- there are some transitional neighborhoods that work for both (Brookside, Little Flower). 

These neighborhoods are usually less risky than C Class areas, but showing solid comps, market trends, and your plan for value-add improvements will boost lender confidence.If you need any help with financing options, structuring deals, or putting together proposals, feel free to reach out→ I'd be happy to assist!

Your situation (different country, Airbnb income, longer hold time) may not fit this model exactly.Negotiating Better Terms:With the bank: Shop around for better rates, consider a larger down payment for better terms.With real estate agents: Offer exclusivity for a lower rate, or consider handling the sale yourself if legal in Georgia.Holding Period: Given the strong Airbnb cash flow, holding longer could be beneficial, especially if the market is appreciating.

I had contacted at least 6 different insurance agents so it wasn't the same insurance carrier, and one of them was a broker shopping it around.

Hello Chad, Unless this property is in the 100 year floodplain, the Detention pond lots are usually the premium lots in the neighborhood. 

This combined with the fact it is a rapidly appreciating neighborhood and cash out refinancing in a year or two.