Like the post above, you've got to decide what's right for your family and graphing out the positives vs. negatives is a great visual exercise.  

This project is a major milestone for the Reno and Sparks area, connecting the Reno South Meadows neighborhoods with Sparks and the I-80 corridor!

Friggin motivated sellers that see total logic that their dog died in their yard suddenly has a monetary value and want 200K MORE for their house and no matter how much actual functional logic you use with numbers and Bernoulli's equations, graphs, charts, sprinkled with the 3rd law of thermodynamics,.. they just do not get it.

When an open system, like the economy, is presented as a pie graph with individuals, companies, groups of people or countries each getting a percentage of the whole, this is not a good model.

You can plot on graph to help see the trend better. 

This way, an entire real estate team can see exactly who is doing what and which milestones have been hit.

The solution to paying less is simple; pay more initially to reduce your balance faster, which shifts your graph to the left reducing the total interest paid....with an ROI which is equal to the interest rate of the note. 

The peak of that graph was 206.52 in July 2006.

I could show 25 graphs or more of what is wrong with America's economy and for that matter, much of the rest of the global economy and global markets.

As a first step, Creating a robust critical path that shows all of the key due diligence activities required to secure permits and breaking the process into Milestones allows you and the seller to understand and appreciate the time, cost and risks associated with the process.