It took 3 years, but,  I finally navigated the permitting process and now have all the permits I need to build 6 small cabins on a river in the mountains.

Cost Overruns: After the final payment, the contractor claimed there were additional costs of $60K.

His solution was to wrap this loan straight into a loan I already had with him.

I only invest in A and  B areas  that usually makes renting some what easy .Having rentals loaned out to the wazoo can cause a lot of stress on owners to rent out immediately  .If the market softens up winter etc...

I work for a portfolio lender as their point person for construction loans, and now I'm trying to grow the division.

There is an "arrears" that has to be identified and paid out of pocket before the sale or the loan needs to be paid off in full. 

The permitting process is expected to take a few months to finalize.

No, it was secured but apparently he used the same collateral for every loan he took out. 

College used to be a lot more affordable, I studied in Europe (where college is free) and it blows my mind to see kids with 200k student loan debt trying to get ahead on a 50k job.The housing market has started to drift apart geographically.

I also have two buy-and-hold rental properties and am passionate about exploring unique financing opportunities.Recently, I used a VA loan assumption to purchase an investment property at a 3.3% interest rate, which was instantly cash flow positive.