Many (most)lenders specialize in just a few loan speciality types, which may not include the type that would be optimal for your particular situation.2.

I think the main thing would be access to the books to make sure of the expenses.

But remember that what is favorable now could come unfavorable in the future as they readjust over time.Reasons many landlords avoid vouchers include the hassle of the extra inspections, the perception of a worse tenant, and maybe the inconvenience of getting rent from two different parties. 

Emerging hotspots include suburban areas like San Antonio’s outskirts, Fort Worth suburbs, and cities like Temple and Waco.

This does not include other people’s money.

Currently, we have a 200-amp service to the building, split into two 100-amp main panels for each unit.

I ran some quick numbers and would estimate (assuming you have good credit) you could borrow around $415k-$420k, which includes funding 100% of the rehab costs.Have you calculated your expected profit based on selling after rehab and if you decide to keep long term? 

The downstairs market rent for 2 bed 1 bath with utilities included is 1400$.

This would have included 3 approaches.

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