My complaint with your constant mentioning that a HELOC "does not limit ones flexibility to use his/her money for future investments" is only that: using it that way goes against the topic of this (ie. that) thread!

To enter the rental property market with minimal upfront costs, research local markets, consider future growth, and plan for vacancies.Good luck!

We have a one-year-old son and want to give him a stable future as well as a solid financial education, one that we are just now working on ourselves.

We're excited to move it forward into the future.

As for aggregate losses: Yes, any losses above your W2 income that result from the cost segregation study can be carried forward to future tax years if they exceed your current year’s taxable income.

Houses have flipped on my street for $MM - bought at 400k and sold at 1.7M or bought at 800k and sold for 3.2M, etc...We can either add a second floor and invest a lot (OPM) and sell or invest a little (our equity) not add a 2nd floor and rent it out to keep it for future sake.

You mentioned timing being one you may have less of in the future, and that's a big reason investors will turn their property over to a professional PM.

If your wondering the future of things, google the history, examples galore including recent history of such.

They completely forgot to report the burst pipes until several weeks after the incidental, and along the way they haven’t been very helpful, forgetting to email me back, not taking the initiative, etc.Not really sure if anything can be done—just looking to avoid the same chaos in the future.

Do you think its worth spending time rezoning by working with owners/listing agent or just get on with commercial loans and close the deal and deal with re-zoning once we own it for future purpose.