Just reading one of my insurance journals and read this tidbit of FYI: "An industry group says Texas homeowners no longer are paying the highest insurance rates in the country, a distinction that now goes to Florida residents.

These " get around the commission" schemes seem to take place in two kinds of distinctly different markets.

As resort and vacation communities have their own distinct markets and are separate from the norm.

The relationship must be of a permanent and distinct character, cooking as a single housekeeping unit with a demonstrable and recognizable bond characteristic of a cohesive unit. 2.

There is a major distinction.

that is a big distinction  and if he is.. then yes I would think you would need some disclosures..

The benefits of these assets are derived from four distinct components:C= Cash Return  (you may see this called Cash-on-Cash return)A= Appreciation (in linear real estate markets there is slow steady growth of asset value)P=Principal paydown (tenants rent checks pay down the mortgage monthly)T= Tax Benefits  (if your syndicator uses a cost seg study and an accelerated depreciation schedule your returns may be completely offset by K-1 depreciation you will receive for the first 7-8 years...tax free money)Every commercial MF asset is different.

Hi everyone,I found a very distinct row of 20 SFHs (all pretty much the same floor plan).

Although my target market - Greenville, SC, and surrounding suburbs - is a really small city, there are many distinct neighborhoods in the city and towns in the area and I'm really not sure how I should choose among them...Any thoughts you might have on this would be most appreciated!

THe other challenge of private lending is that it creates income now, which I distinctly dont need living here in calif and near my career earnings peak.