We're not entirely familiar with how the fractionalization of an existing property would work in NY specifically. 

I've replaced specific details with 'xxxx'.Terms of Payment (interest only): On or before March 15, 2024, Borrower shall make a prorated interest payment for the month of March 2024 in the amount of xxxx per day beginning on the date of execution of this note through March 15, 2024.

DM me if you have any specific questions and with some more info on what types of deal you are looking at.Thanks

Let us know if there’s anything specific you’re diving into or questions we can help with—everyone here’s always happy to share advice.

I didn't like QB because it isn't specifically for real estate.

From page 730 (emphasis mine): "All non-business tax deductions and exemptions that were temporarily suspended by the 2017 tax bill should be permanently repealed, including the bicyclecommuting expense exclusion, non-military moving expense deductions, and the miscellaneous itemized deductions.23 The individual state and local tax deduction, which was temporarily capped at $10,000, should be fully repealed.

There is no 1:1 troubleshooting that is really specific to your concerns.b.

Maybe it might be different in your market, but at least here in CA, no real estate agent is going to refer  a client slow poke big bank unless it’s specialized bank offering a specific program that caters to the needs to the borrower.  

I'd imagine that it is quite location specific as well, so I'd suggest poking around a bit on HipCamp as if you were a camper, and see what's around you. 

Do you have a specific market in mind for your first property?