I'd keep your existing low rate and do a HELOC, the rate will be higher than the refi rate, but I suspect the blended rate will be lower if you factor in keeping the original low interest mortgage in place and LTV should go higher on the HELOC, 80% you will get $70k because no closing costs. 

This upcoming establishment, part of the successful Vida & Estilo Restaurant Group, draws inspiration from 1950s Cuba, blending authentic Cuban flavors, classic music, and nostalgic memorabilia.

While being a lone rancher can be tough, imagine the possibilities with a hundred like-minded investors by your side, united in one remarkable ranch venture.Our innovative fee structure starts with a modest 5% upfront fee, which is dedicated to essential management expenses that ensure the stability and seamless operation of the ranch.

All white sheets. 70/30 poly cotton blend in a percale weave.

They are a 70/30 Cotton/Poly blend in a percale weave.

.) , road traffic counts, starting cap rate on purchase with blended cap rate over time, 1,3,5 mile population levels in a ring radius, median income households levels, income and population level growth trend's, crime stats,  is property on going to work side or going home side of road, when was property last re-imaged inside and out with the building, sightlines to property ( is it visually down in a hole or up on a hill which deters customers to patronize the business ) or is it nice and level and easily visible from the main road, parking ratio spaces for the parking lot is it ample or not enough for the tenants business model, any future road widening that would impact the parcel size of the property, access with how hard is it to get into the property such as a U-turn, does it have large back anchors for cross feeder daily traffic to the site, etc.All these things and more come into evaluating NNN properties.Hope it helps some.       

It looks to be a blend of owner finance deals and wholesaling with a huge sprinkle of good luck.

To answer the question directly, it’s a blend of both.

This property is available immediately, providing you with a seamless move-in process.Monthly rent for this remarkable home is just $1,350, offering incredible value for the space and features it offers.

The objective is to blend into the rest of the neighborhood and not stand out like it does now.